Trudeau's Homebuyer Plan

Posted on Sep 03, 2019

Trudeau’s Homebuyer Plan Offers Little Solace in Canada’s Pricey Markets

Canadian Prime Minister Justin Trudeau wants to make housing more affordable for first-time buyers. His efforts may be of little help to people in the country’s priciest cities.
The national housing agency aims to spend up to C$1.25 billion ($940 million) over three years subsid...

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What Housing Bubble

Posted on Aug 13, 2019

Is there a real estate bubble?  Toronto realtor Scott Shallow doesn’t believe it—at least not for the Toronto real estate market.

“In 2003 we started hearing about a bubble in Toronto. Major bank economists were calling for this bubble all through the 2000s and that has now completely flipped to the other side, with them saying that Toronto is just g...

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Mortgage Stress Test

Posted on Jul 24, 2019

Getting a mortgage can be tough, especially with the price of houses these days. But over the past year-and-a-half or so, borrowers have had an even tougher time securing a mortgage all thanks to the “mortgage stress test.”

What is the Mortgage Stress Test?
In the past borrowers with a 20 per cent down payment weren’t required to take a mortgage stre...

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10 Questions To Ask When Meeting With A Realtor

Posted on Jul 24, 2019

10 questions to ask when meeting with a Realtor

1. How did you come up with the recommended price?
Nobody can predict the exact value of your home, however, your agent should have prepared a formal market evaluation including similar sales and current competition so that you can discuss the pricing options available.

2. Your history and can you provid...

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Stone Veneer-Before & After

Posted on Jul 24, 2019

Stone Veneer – Before and After.
Manufactured stone veneer is often as striking and beautiful as the natural stone it emulates. Also known as faux stone, manufactured stone veneer is a manmade material designed to replicate the look of natural stone in a variety of architectural applications ranging from exterior façades to unique statement walls. S...

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Pros and Cons of Buying From a Builder

Posted on Jun 14, 2019

1. You can choose your finishes
2. You can choose your lot location
3. There will be no stigmas or previous history of other occupants
4. Often, but not guaranteed, you pay a price today and it will be worth more by the time you move in
5. You can increase your down payment by giving the deposit now and saving over the next 12-24 months while it’s...

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Get In Touch

Kirsten Pedersen

Royal LePage Meadowtowne Realty

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Mobile: 905-691-7470